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I have read, understood and hereby agree to the Terms and Conditions in respect of all products and channels. I understand that any changes in the terms and conditions applicable to this relationship would be made available to me on request by my CSOB account officer. I confirm that all accounts under this login name are operated singly and in case of joint account operated by either or survivor/ anyone or survivor(s) under his/her joint name respectively. I do hereby declare that information furnished in this form is true to the best of my knowledge and belief.
